Workplace injuries are a common occurrence in the United States. On average, an estimated 33 million work-related injuries happen annually. Some of these incidents can be minor, while others are more severe. The most common types of work-related injuries include the following:
- Broken bones
- Crash injuries
- Exposure to toxic chemicals
- Heat-related illness from being outside
- Injuries from slips, trips, and falls
Filing for Worker’s Compensation
If you are injured on the job, there are specific steps you need to take to make sure you are not hit with unexpected expenses to cover your medical treatment. This is where worker’s compensation comes into play.
Worker’s compensation is a type of insurance from your employer. It will cover the medical-related expenses that you incur as a result of an incident that happens while you are “on the clock.” Most worker’s compensation insurance cover activities, materials, and equipment that you might encounter while working. You should familiarize yourself with your company’s specific worker’s compensation policies, so you understand what will be covered if you are in a work-related accident. This is especially important if you work in a high-risk environment like a chemical plant or drilling platform.
Should you get hurt on the job, the first step is reporting the incident to your employer. You only have a certain amount of time to report the injury to receive worker’s compensation benefits. After you report the injury, your employer will likely want to do a thorough investigation, even if the incident is minor, so they protect themselves from any further liability and pinpoint areas where they can improve workplace conditions.
If you need to go to the emergency room, you must present the worker’s compensation insurance rather than your own. It is illegal for a hospital or healthcare facility to charge you for something that worker’s compensation should cover.
Sometimes you may be asked to file what is known as a non-disclosure agreement. When you sign a non-disclosure agreement, you agree to keep specific details confidential.
After a physician evaluates and treats you, they will send the results to the insurance company, determining how much to pay you.
Once you’ve been treated for a work-related incident, your employer may request a doctor’s note stating that you are clear to resume your regular work activities or modified ones.
Where to Seek Care for a Work-Related Injury
If you are hurt on the job, it is essential to choose a facility that has experience dealing with worker’s compensation claims. You will want to ensure that all necessary paperwork is completed correctly and have confidence that your medical bills will be covered. When you are hurt on the job, the last thing you need is the headache of trying to sort out insurance claims.
Community First ER is here for you
Community First Emergency Room has experience treating workplace-related injuries and worker’s compensation cases. Not only will we treat you for your injury, but we will also handle details related to your worker’s compensation claim so that you can concentrate on your recovery.
No appointment is necessary, and walk-ins are accepted. Our team has access to sophisticated imaging equipment, including X-rays, CT scans, and ultrasound, with fast same-day results so we can quickly evaluate the extent of your injury. You will experience little to no wait times to receive our personalized, compassionate, and concierge-level services. Our board-certified physicians and registered nurses will treat you or your loved one like family, making your health and peace of mind a top priority. We are here for you 24 hours a day, seven days a week, 365 days a year.
About Community First ER
Emergency health care is a critical resource. Our commitment is to provide a personal, transparent, and concierge-driven emergency health care experience to our community members. Locally owned and operated by health care providers and partners we trust, we strive to support and create meaningful relationships with those around us. We exist to put your health and wellness first. For more information, visit our website at https://communityfirster.com/ and engage with us on social media.